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Proper Ways To Avoid Check Fraud

By Joyce Stone


There are ultimately ways to reduce or prevent your business from check fraud. These can at least lessen your exposure to such crime committed by those who want to steal your hard earned money or those of your loved ones. This can be prevented by these tips that will be discussed in this article. So, read on.

First of course is controlling all financial papers which ultimately includes checks and other highly confidential documents that need protection every time. To carry out check fraud prevention successfully, you need to apply the most effective security features on blank check stock. The features should be of high quality including watermarks and other things.

Other security features are available but you should have the idea which is more applicable in your case. You can ask some experts to guide and help you in the process of determining it. Another thing that one must protect is the storage of those documents namely deposit slips, canceled checks and bank statements.

For other documents such as financial statements that should be destroyed, the process must be without issues. If you think everything should be confident then do it and avoid sharing it to others you do not trust. Be confident and always know what to do especially when it involves your business and money.

Make sure to also establish an efficient process for employee order or the policy of reordering check stocks. The stock must be purchased from a credible and reliable vendors. They should be known in the industry as the best supplier. This will prevent further problems along the way.

Internal controls must be established too the earliest possible time. To make it happen, segregate all duties and tasks. You have to assign a group of individuals to pay and reconcile all the accounts. A secondary approval is also a must in the transactions except for some cases wherein a purchase is canceled due to mismatched invoice. Methods have to be organized well every time an exception is done.

Monitor as well as reconcile different accounts in a day to day basis. Online statements, reconciling services and reporting can be applied to speed up the process. If possible, problems should be solved by applying online solutions. Solutions such as making payments online and using of tools available to ensure prevent fraud.

If the team is transacting online, reviews have to be carried out all the time. Online methods need to be completely secure. There are certain procedures to apply in order to protect it. Hide the tax identification number and the full account that is in correspondence. Emails are encrypted to protect sensitive information of the business.

Lastly, you need to keep up with all the latest trends. This includes the latest malware and phishing used in stealing. Being aware makes updating easy like you should be able to update as well the installed tools to protect your data especially when doing transactions online. It is rampant nowadays and attacks could happen anytime, be prepared therefore by making back up plans such as more efficient tools for security to get rid of any issues.




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